Online payments


The more we work on the Internet, the less inclined we become to visit and queue up in banks or in the post office just to pay bills, cheques or telegram money to our relatives or friends. With Internet banking solutions widely available we can order some financial transactions from the comfort of our home or from anywhere with Internet connection. There are cases where this is simply not possible or too costly as compared to other methods.

Western Union Once a bill has arrived, what could be easier than logging on to the Internet and doing a bill payment via Western Union.

E-commerce payments

If we have an e-commerce site and we offer the customers the convenience of ordering and paying on-line, we have to enable them to do so. I am providing a brief description of what such services can or can not do for you.


PayPal 
 		 Moneybookers Stormpay
All these e-wallets let you pay and/or receive payment without disclosing the debit/credit card details of the buyer, hence they enhance their confidence and likelihood to buy from you on-line. Fees vary but in general they are a fraction of bank charges for international transfer of funds.

Both paypal and moneybookers integrate well with many e-commerce enabled websites but I have also been using them in other manners (e-mail payments)

Checking out

I have tested with excellent results the services of 2checkout.com  the basic features whereof are presented below.

$49 one time signup fee
$0.45 per Sale
5.5% of Sale Amount
30 Day money back guarantee
No application fees
No monthly fees
No statement fees
No leases
No SSL certificate to buy
No fees for ACH deposits to U.S. or participating Canadian bank accounts
Check Payment or Low Cost Wire to Non U.S. Bank Accounts
FREE shopping cart
FREE code for your web site
FREE on-line tech support

  Merchant Accounts and Credit Card Processing

Debit and credit cards

In most cases, your local bank will be most pleased to sell you a debit or credit card facility, yet - as you can see on clicking the link below - you can get with Amazon.com a Visa card on excellent terms and conditions.